Card programs,
just better.
Issue cards, accept payments, extend credit and move money, all on one modern platform. Launch in weeks, keep control of the experience, and scale without re-platforming.
- Uptime
- 99.99%
- Auth latency
- <80ms
- Time to launch
- 6 wks
Trusted by fintechs, platforms and enterprises building what's next
The platform
Every way money moves, in one place.
Four products on one ledger, one API and one dashboard. Start with one and add the rest when you need them.
Issuing
Debit, prepaid and commercial cards, virtual or physical, with spend controls you set in real time.
Learn more →Acquiring
Accept card payments online and in person, with transparent pricing and fast settlement.
Learn more →Credit
Configurable credit products with underwriting hooks, statements and repayment flows built in.
Learn more →Money Movement
Move funds in and out over every major rail, reconciled to the same ledger as your cards.
Learn more →One API. Every rail.
Route each payment over the fastest or cheapest rail without changing your integration.
- ACH
- Same-day ACH
- RTP
- FedNow
- Wire
- Push-to-card
- Pull-from-card
- Book transfers
Why one platform
Built as one system, not stitched together.
Launch faster
Processor, ledger, program management and compliance tooling come pre-integrated, so you go from contract to live cards in weeks.
Differentiate freely
Control rewards, authorization logic, fees and card design yourself. No vendor roadmap limits what you can build.
Keep innovating
New products, rails and features ship to your account automatically. You never have to migrate to get them.
Program volume · 30 days
$4,182,940
Active cards
48,210
Approval rate
97.2%
Disputes
0.04%
Solutions
Built for your industry.
Spend management
Corporate cards with policy controls built in.
Fleet
Fuel and maintenance cards with Level 3 data.
Travel
Single-use virtual cards for supplier payments.
Embedded finance
Add accounts and cards to the software you already sell.
Earned wage access
Pay workers instantly, straight onto a card.
Consumer credit
Co-branded and private-label credit cards.
Payouts
Real-time disbursements for marketplaces and gig platforms.
Rewards & loyalty
Points, cashback and offers tied to card spend.
Customers
Teams that ship better cards.
"We replaced three vendors with one integration and launched our fleet card a quarter ahead of plan."
Jordan Reyes
VP Product, Northwind
"Real-time authorization controls let us design rewards our old processor simply couldn't support."
"One ledger across cards and ACH turned month-end reconciliation from a week into an afternoon."
Developers
An API you'll actually enjoy.
One REST API covers every product, with predictable resources and clear errors. Get real-time events over webhooks and test it all in a full sandbox.
Read the docs →REST API
JSON over HTTPS with a published OpenAPI spec.
Real-time webhooks
Signed events with automatic retries and replay.
Full sandbox
Simulate auths, settlements and disputes end to end.
Secure by default
PCI DSS Level 1, SOC 2 Type II, tokenized card data.
POST /v1/cards
Authorization: Bearer sk_test_••••
Content-Type: application/json
{
"accountHolderId": "ah_9f2c41",
"type": "virtual",
"controls": {
"spendLimit": { "amount": 200000, "period": "weekly" },
"allowedCategories": ["fuel", "auto_service"]
}
}Ready to build a better card?
Talk to our team about your program, or get sandbox keys and start building today.